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Government Assisted
Housing
Home-->Retirement
Planner-->Housing-->Government
Assisted Housing
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WHAT IS GOVERNMENT ASSISTED HOUSING?
Government housing assistance is available to low-income older persons
through three major programs: public housing, Section 8, and Section 202.
Public housing and Section 8 programs are managed by local housing
authorities, and Section 202 housing is sponsored on a complex-by-complex
basis by non-profit companies. Most of these programs are over-subscribed,
with waiting lists that vary in length. This fact sheet is designed to
provide basic information about housing programs and the procedures for
obtaining housing assistance.
WHAT TYPE OF HOUSING ASSISTANCE IS AVAILABLE?
Three basic types of government housing assistance are:
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Public housing -- low cost housing in multi-unit
complexes that are available to low-income families, including the elderly
and disabled, typically requiring tenants to pay no more than 30 percent
of their monthly income for rent. Eligibility: Public housing authorities
that receive funding from the federal government own and operate public
housing complexes, available to applicants that do not exceed published
income levels (dependent on the size of the household).
·
Section 8 rental certificates -- allows very low-income
families (including the elderly and disabled) to choose where they want to
live, subject to HUD standards, by providing rental certificates that
limit tenants' rent to 30 percent of their adjusted monthly income. Eligibility:
Very low-income families with incomes not exceeding 50 percent of the
median income for the area.
·
Section 202 housing -- senior citizen housing, usually
with supportive services such as meals, transportation, and accommodations
for the disabled. Eligibility: Private, nonprofit organizations
and consumer cooperatives. Occupancy is open to very low-income households
with at least one person 62 years of age or older, and the disabled.
WHY DO OLDER PEOPLE APPLY FOR HOUSING ASSISTANCE?
Some of the reasons that older people apply for government housing
assistance include:
 | Want lower housing costs |
 | Want a safer neighborhood |
 | Want a better quality home |
 | Want to live with other seniors |
 | Have difficulty climbing stairs in present residence |
 | Want services (meals, transportation) |
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WHICH HOUSING PROGRAM IS
RIGHT FOR YOU? |
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I WANT: |
Public Housing |
Section 8 |
Section 202 |
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Lower housing costs |
xxx |
xxx |
xx |
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A safer neighborhood |
x |
xx |
xx |
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A better quality home |
x |
xx |
xxx |
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To live with other seniors |
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xxx |
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A place with no stairs to climb |
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|
xx |
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Services (meals and transportation) |
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|
xxx |
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To be closer to family |
x |
xx |
x |
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My own household |
x |
x |
x |
FEDERAL PREFERENCE RULES – SHOULD YOU APPLY OR SHOULDN’T YOU
Federal Law requires that housing applicants who meet certain criteria
be given preference for admission to government assisted housing these
applicants are placed higher on the waiting list, and should receive
assistance before those who do not meet federal housing preferences
Preference for admission is extended to applicants who:
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have severe rent burden; that is, pay housing costs (rent or mortgage
plus utilities) that exceed 50 percent of monthly income.
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are being involuntarily displaced (by fire, threat of violence, or
government action); or
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Because of the shortage of government assisted housing, it is difficult
for applicants not meeting federal housing preferences to receive
assistance. However, availability of housing assistance may vary from area
to area. Most local housing authorities have long lists of persons waiting
for government assisted housing. Check with your local housing authority
to determine conditions where you want to live.
WHERE TO APPLY, AND WHAT TO BRING WITH YOU:
 | If you are interested in public housing or Section 8 assistance,
contact the local housing authority in the area where you wish to
live.
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 | If you are interested in Section 202 housing, contact your local
housing authority or your Area Agency on Aging for a list of the
complexes in your area. |
Because of federal preference rules, you should bring with you any
information that demonstrates that you may qualify:
Pay excessive rent? Bring tax returns and pay stubs,
plus your lease or a letter from your landlord verifying the rent you
are paying.
Being involuntarily displaced? Bring the letter of
notification from the agency taking the displacement action.
Live in substandard housing? Bring a letter from your
landlord, or the notification of condemnation.
For more information, write to the National Resource and Policy Center
on Housing and Long Term Care, USC, Andrus
Gerontology Center, Los Angeles, CA
90089-0191.
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